InstaMoney: Personal Loan App 5.5.2

Innofin Solutions Private Limited – Freeware – Android

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InstaMoney is powered by LenDenClub, the largest Peer-to-Peer Lending Platform in India. LenDenClub is owned by Innofin Solutions Pvt Ltd, an RBI-registered NBFC-P2P regulated by the Reserve Bank of India (RBI).

InstaMoney caters to a user base exceeding 3 million individuals across India. It offers a quick online loan application process with loan amounts ranging from ₹5,000 to ₹50,000, typically disbursed within 2 hours.

Tenure: 3 to 5 months (91 to 150 days) 
Interest rates (APR) Range: 24%-48% per annum

Example: For a Principal Loan Amount of ₹10,000 with an Interest Rate of 24% per annum and a tenure of 5 months: 
Interest = ₹10,000 x 24% x 5/12 = ₹1,000 
Total Amount Payable = ₹11,000 over 5 months, i.e., ₹2,200 per Equated Monthly Installment (EMI). 
Processing fee (+GST) = ₹500 + ₹90. 
Assessment fee = ₹199

*The provided values are for illustration purposes only. Final rates may vary based on credit assessment.

Both salaried and self-employed individuals can access instant loans through this personal loan app. First-time aspirants and applicants are encouraged to apply.

Key Features: 
• Loans up to ₹50,000 
• Instant cash transfer 
• Repayment tenure of 91 to 150 days 
• No prepayment charges 
• Processing fees between 0% - 5% 
• Opportunity for higher loan amounts with timely repayments 
• Minimal paperwork

InstaMoney's Unique Offerings: 
6 million+ users in India 
Over ₹11,000 crores disbursed in loans 
Quick access for medical emergencies, credit card payments, school fees, advance salaries, etc. 
Loan disbursal time varies between 10 minutes to 2 hours

Eligibility Criteria: 
✔ Salaried / Self-Employed Individuals 
✔ Full salary must be received in a bank account 
✔ Age bracket of 21 - 45 years 
✔ Indian citizenship

Application Process: 
1. Log in to the app and check eligibility. 
2. Provide necessary details and documents. 
3. Check application status. 
4. On approval, funds are transferred within 30 minutes.

<ul>Contact Details: 
<li>Email: cs@lendenclub.com</li>
<li>Facebook: fb.com/InstaMoneyApp</li>
<li>Twitter: @InstaMoneyApp</li></ul>

InstaMoney is owned by Innofin Solutions Pvt Ltd., an RBI Registered NBFC-P2P (<a href="https://rbi.org.in/Scripts/BS_NBFCList.aspx">RBI Registered NBFC-P2P List</a>)

Website: <a href="https://www.instamoney.app/">InstaMoney Official Website</a>

Address: Unit No. 5, Mezzanine Floor, DLH Park, SV Rd, Goregaon West, Mumbai, Maharashtra 400064

Data Security: InstaMoney adopts global data encryption/decryption standards for user data protection.

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